Independent.
Intelligent.
Investment.
Comrate delivers advanced credit risk analytics powered by proprietary Probability of Default (PD) models. Our proprietary AI credit risk scores, fair value pricing and portfolio optimization tools democratize opportunity, share knowledge and restore trust among credit investors.

Compare Comrate's proprietary AI credit risk scores against market benchmarks to identify divergences and opportunities
Score every bond in your portfolio using our PD-derived metrics, identify rich-cheap mispricings and receive AI-generated trade recommendations — entirely for free, without obligation

Monitors your portfolio for changes in default probability and fair value, 24/7
Stress-test and deep dive into rated and non-rated borrower fundamentals using our proprietary PD models
Comrate: Revolutionizing Credit Risk With
Advanced Analytics
Comrate is a credit risk investment platform, specializing in Probability of Default (PD) modeling, proprietary AI credit risk scoring, fundamentals-based fair value pricing, the scoring of individual bonds based on these inputs, and the subsequent optimization of credit portfolios.
We Provide to Our Users -
Investors, Businesses and Risk Managers
A comprehensive suite of investment tools we believe to be groundbreaking, game-changing and entirely unique. Our PD-based risk metrics are designed for enhanced timeliness and predictive power using public data and proprietary mathematics. Our valuations are more consistent, objective and scaleable thanks to our AI and our bond scores takes portfolio construction and optimization to an entirely new standard.
Comprehensive Borrower Coverage
Access our extensive universe of borrowers scored using consistent, objective PD methodologies
Navigate the Bond Market
Identify the highest conviction winners and losers amid a confusing and chaotic choice of bonds
Stay Ahead with Value Alerts
Be forewarned of relative value opportunities in mispriced credit risk
Optimize with Precision
Use the dedicated credit portfolio optimizer to reduce default correlation, minimize risk and maximize return
Affordable Credit Tools
Pay a fraction of the cost of traditional credit analytics platforms — with no long-term contracts or hidden fees
The Comrate Edge
Comrate offers insights into the credit space you’ve never before seen.
With tools both accessible and flexible, and at a cost you would scarcely believe possible.
Sanity-check your individual credit positions
Run a diagnostic on the quality of your portfolio
Do so entirely for free - without obligation
Powered by Comrate Limited
Business credit reporting services and innovative investment tools for analyzing companies, credit risk, and economic cycles.
Ready to Get Started?
Access institutional-grade credit risk analytics — including PD-based scoring, fair value pricing, scenario analysis and portfolio optimization — at a fraction of the cost of traditional credit analytics platforms. Our flexible pricing delivers industry-leading value without long-term contracts or hidden fees. We offer choice, flexibility, transparency; and, above all, industry-leading competitive value for money. We call it the Comrate Edge.
Public Comrate
Comprising access to PD scores, scenarios, associated data, and analytics.
We don't charge royalty fees
We don't charge a commission on performance
We don't charge a management fee
No "early quit" fees"
No module or geographic limitations
No lock-in to multi-year contracts

Unlock Premium Credit Investment Today!
Sign up to become a Comrate subscriber and enjoy access to the highest quality, best value for money, and - we think - the most flexibly delivered credit investment platform in the world.
Full breakdown of an issuer’s credit quality - including a full, written credit report - double-click on our Comrate module.
Complete analysis of an issue's fair value — bond price, underlying credit pricing and rich-cheap opportunities — double-click on our Fair Value Spread module.
Challenge, interrogate, or scenario-build — on issuer's possible PD scores and spread outcomes — click on our WarGame module.
Score your individual bonds or entire portfolio — to identify attractive opportunities and optimize your portfolio — click on our Bond Optimizer module.
Navigating Rising Credit Market Opportunities and Risks with Comrate!
Comrate offers insights into the credit space you’ve never before seen. With tools both accessible and flexible and at a cost you would scarcely believe possible. We call it the Comrate Edge.
In back-testing, Comrate's tools have historically highlighted opportunities that subscribers found valuable. Past performance is not indicative of future results.
Access comprehensive credit risk analytics at significantly lower cost than traditional providers. Get broader coverage, advanced predictive analytics, and tools they don't offer — PD scoring, pricing, scenario analysis and portfolio optimization, all in one platform. No lock-in, no hidden fees.






